Terms of Service
Last updated: March 20, 2026. These terms govern your access to the research, behavioral insights, and consultancy resources provided by Zunme Digital.
01. Acceptance of Terms
By accessing zunme.digital, you agree to be bound by these terms and conditions and all applicable laws and regulations in Australia. Zunme Digital provides specialized insights into financial psychology; however, our content is for informational and educational purposes only.
If you do not agree with any of these terms, you are prohibited from using or accessing this site. The materials contained in this website are protected by applicable copyright and trademark law. We reserve the right to review and amend any of these terms of service at our sole discretion.
Intellectual Property
Our behavioral finance models and Cognitive Bias Index are proprietary assets.
Use License
Permission is granted to temporarily download one copy of the materials on Zunme Digital's website for personal, non-commercial transitory viewing only. This is the grant of a license, not a transfer of title, and under this license you may not:
- Modify or copy the proprietary methodologies or research papers.
- Use the materials for any commercial purpose or public display.
- Attempt to decompile or reverse engineer any software contained on the site.
02. Disclaimer and Limitations
The materials on Zunme Digital's website are provided on an 'as is' basis. Zunme Digital makes no warranties, expressed or implied, and hereby disclaims and negates all other warranties including, without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights.
Further, Zunme Digital does not warrant or make any representations concerning the accuracy, likely results, or reliability of the use of the materials on its website or otherwise relating to such materials or on any sites linked to this site.
In no event shall Zunme Digital or its suppliers be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption) arising out of the use or inability to use the materials on Zunme Digital's website, even if Zunme Digital or a Zunme Digital authorized representative has been notified orally or in writing of the possibility of such damage.
How we verify our insights
Read our rigorous data standards and psychological auditing process.
03. Governing Law
Any claim relating to Zunme Digital's website shall be governed by the laws of the State of New South Wales, Australia without regard to its conflict of law provisions. You irrevocably submit to the exclusive jurisdiction of the courts in that State or location.
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